INFORMATION ABOUT THE COOKIES USED
We inform you that in the course of browsing the websites of the Ibercaja Group, our own and third-party cookies are used (anonymous data files), which are stored in the user’s device non-instrusively. These data are used exclusively to enable and anonymously study some interactions during your time browsing a website and collect data that may be updated and retrieved. If you continue to browse our website, this implies your acceptance of the use of the cookies indicated. You can get more information or find out how to change your settings in our Cookies Policy section.


Facebook
Twitter
Google+

TERMS OF USE

CONTRACT BETWEEN THE USER and fundacionbancariaibercaja.es

This website is available to you on the condition that you accept all the terms, conditions and notifications contained in these Terms of Use. The fact that you use this website itself constitutes acceptance of the aforementioned terms, conditions and notifications. In the event that any of the terms, conditions and /or notifications contained in these Terms of Use are incompatible with the Terms of Use contained in a specific fundacionbancariaibercaja.es website, the latter shall prevail.

LIMITATION TO PERSONAL AND NON-COMMERCIAL USE

This website is for your personal and non-commercial use. You are not authorised to modify, copy, distribute, transmit, disseminate, use, reproduce, publish, license, transfer, sell or create works derived from the information, software, products or services that may be obtained from this website.

LINKS TO THIRD-PARTY SITES OUTSIDE THE IBERCAJA GROUP

This website and the fundacionbancariaibercaja.es websites may contain links to websites operated by third-parties outside the Fundación Bancaria Ibercaja (hereinafter, the Foundation). These links are provided solely for your convenience. The Foundation does not control these websites and is not responsible for their contents. The inclusion of these links to third-party websites does not necessarily imply endorsement of their contents by the Foundation or the existence of any type of association between the Foundation and the people who operate them.

SOFTWARE AVAILABLE ON THIS WEBSITE

The software (if any) provided for download on this website (hereinafter, the Software) has been created by fundacionbancariaibercaja.es and/or its suppliers and is copyright protected. Your use of the Software shall be governed by the terms contained in the end user license agreement, if any, that accompanies or is included in the Software (hereinafter, the License Agreement). In order to install or use any Software that is accompanied by or includes a License Agreement, you must first accept the terms of the corresponding License Agreement. fundacionbancariaibercaja.es hereby grants you, as a user, a personal and non-transferrable license to use Software not accompanied by a license agreement exclusively to access and use this website according to the present terms and conditions, provided that you keep all copyright reservations and other proprietary notices intact.

You acknowledge that all Software contained in this website (including, indicatively but not exhaustively, all HTML code and ActiveX controls) is the property of fundacionbancariaibercaja.es and/or its suppliers and is protected by national laws and international treaties on intellectual property. Any reproduction or redistribution of the Software is expressly prohibited by law and the commission of either may result in severe civil and criminal penalties. Violators shall be prosecuted in the most strident defence of the interests and rights of the holders of the rights.

WITHOUT LIMITING WHAT IS STATED ABOVE, COPYING OR REPRODUCING THE SOFTWARE FOR OTHER SERVERS OR POSITIONS FOR THE PURPOSE OF SUBSEQUENT REPRODUCTION OR REDISTRIBUTION IS EXPRESSLY PROHIBITED. THIS SOFTWARE IS ONLY GUARANTEED UNDER THE TERMS OF THE LICENSE AGREEMENT (IF ANY).

You acknowledge that the Software and any attached technical documentation and/or information is subject to current law applicable to export control. You promise not to export or re-export the Software either directly or indirectly to any country subject to US export restrictions

USE ONLINE WEBSITE COMMUNITIES

In the event that this website contains message board services, chat areas, news groups, forums, communities and/or any other type of messaging or communication service (hereinafter, collectively Communities), you agree to use such Communities exclusively to send and receive messages and your own material related to each specific Community. Indicatively but not exhaustively, you agree to refrain from the following actions when using a Community:

  • Defame, abuse, harass, stalk, threaten or violate the rights of others in any other way, such as the right to privacy or to one’s own image.
  • Publish, post, upload, distribute or disseminate any matter, name, information or material that is inappropriate, profane, defamatory, abusive, obscene, indecent or illegal.
  • Upload files that contain software or any other material protected by intellectual property laws (or by the right to privacy or to one’s own image), except if you manage or own such rights and have received all the licenses necessary to perform these actions.
  • Upload files that may contain viruses, corrupted files or any other similar software or computer program that could impair the operation of third-party computers.
  • Conduct or send surveys, contests, pyramid schemes or chain letters.
  • Download any file sent by another user from a Community that you know, or reasonably could be expected to know, cannot be legally distributed in this way.
  • Falsify or delete indications of authorship, legal notices or other notifications, proprietary designations or labels indicating the origin or source of the Software or of any other material contained in an uploaded file.
  • Restrict or inhibit any other user from using and enjoying the Communities.

fundacionbancariaibercaja.es reserves the right to cancel your access to any or all the Communities for any reason, at any time and without notice.

fundacionbancariaibercaja.es is not obliged to monitor the Communities. However, fundacionbancariaibercaja.es reserves the right to disseminate the information necessary to comply with applicable laws or regulations, or as specifically required by legal processes or administrative requirements. Likewise, fundacionbancariaibercaja.es reserves the right to publish, refuse to publish or withdraw, in whole or in part, any information or material at its sole discretion.

You acknowledge that all the Communities consist of public communications and therefore your communications may be read by third parties without your consent. In any Community, you must always act prudently when providing personal data that could be used to identify you or your children. fundacionbancariaibercaja.es does not control or endorse the contents of the messages or information found in the Communities. As such, fundacionbancariaibercaja.es disclaims any liability arising from the use of the same, as well as from any action resulting from participation in them. Forum directors and hosts are not authorised spokespersons of fundacionbancariaibercaja.es and their opinions may not necessarily reflect the views of fundacionbancariaibercaja.es.

If you send messages, record files, enter data or begin any other type of communication through this website, you authorise fundacionbancariaibercaja.es to:

  • Use, modify, copy, distribute, transmit, disseminate, publicly perform, reproduce, publish, sublicense create derivative works from, transfer or sell any of this communication.
  • Sublicense to third parties the unrestricted right to exercise any of the aforementioned communication-related rights. The rights granted to fundacionbancariaibercaja.es include the right to exploit any proprietary rights to said communication, indicatively but not exhaustively covering copyrights, trademarks, service marks or patents (in any jurisdiction).

 

UNLAWFUL OR PROHIBITED USE

The use of this website for unlawful purposes or reasons not authorised by the present terms, conditions and/or notifications is strictly prohibited.

WAIVER OF POSSIBLE LIABILITY

The content provided by this medium is only for informational purposes. You should not take the information obtained from this website into account when making decisions, whether of a personal, medical, legal, financial or any other nature and should consult an appropriate professional who can advise you according to your needs. The information, software and/or products or services contained in this website may contain typographical errors, inaccuracies or misstatements for which the Foundation is not responsible. Changes are regularly made to the information contained in this website. The Foundation reserves the right to fully or partially terminate its dissemination and to modify the structure and content of the website without prior notice.

Neither the Foundation nor its administrators are responsible for any damages or injury to the user or third parties arising from access to this website or the use of information or applications contained herein.

ACCESS RESTRICTIONS

The Foundation reserves the right to refuse any user access to this website or to any part of the same at its discretion at any time and without prior notice.

MODIFICATION OF THESE TERMS AND CONDITIONS

The Foundation reserves the right to modify the terms, conditions and notifications based on which it provides this website.